1 disclaimer 2 introduction

No hard pushes though, just a gentle nudge. There are a few essentials that make up an irresistible survey introduction. Based on what you want to ask and who, choose from the items below. Limit yourself to giving the essential information, and the trigger that your audience needs to take action.

Let people know:. Give them a chance to be a hero for one day. Simply state the reason for your survey and what you want to achieve with it, will persuade more people to complete it. Saying what your purpose is, helps people value your research. If you have previous results you can refer to and tie this to how people can help you now. Privacy is tricky as it is. Use this template: No! Use this template: We appreciate you letting us know who you are. If you want to be thorough, you can always add a link to your privacy policy in one of the slides before you ask your respondent to submit their answers.

Just in case you do plan to reach out to them afterwards. Use this template: If you want to be informed about the results of this survey and receive other news from [company name], enter your email here.

This is THE most frequently asked question when people take a survey. We both know that your 10 open-ended questions will not get answered if you promised that the survey would only take a minute.

Respondents can and will abandon you for this. We actually do time it! Use this template: We realize how precious your time is. Winning does not necessarily mean a big prize. People like to get knowledge in return, have a little fun with a game, get a coupon, …. Incentives are the perfect and easiest way to boost your participation rates. Aside from the introduction examples, make sure the incentive is relevant and useful.

Big and expensive does not equal relevance! Even people who are initially uninterested can be won over with a well-chosen incentive.This website is not directed to any person in any jurisdiction where the publication or availability of the ZEAL website is prohibited. Persons in respect of whom such prohibitions apply must not access the ZEAL website. The information provided on this website should not be considered as an offer, or solicitation, to deal in any of the investments mentioned herein, by anyone in any jurisdiction in which such offer or solicitation would be unlawful or in which the person making such offer or solicitation is not qualified to do so or to anyone to whom it is unlawful to make such offer or solicitation.

Those who access this website do so on their own initiative and are therefore responsible for observing all applicable laws and regulations of their relevant jurisdictions before proceeding to access the information contained herein. The information provided on the ZEAL website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country that would subject ZEAL or its affiliates to any registration requirement within such jurisdiction or country.

While ZEAL takes care to ensure that the information on this website is accurate and up to date at the time of publishing, the information on this website is provided "as is" without any warranty of any kind. ZEAL shall not be liable for any losses or damages relating to adequacy, accuracy or completeness of any information on this website or the use of such information.

The information on this website is being provided strictly for informational purposes only and does not constitute investment advice. All information contained herein may be changed or amended without prior notice.

Also, ZEAL is not responsible for any errors or omissions relating to information provided by any third party. The posting of content and access to this website does not render, either explicitly or implicitly, any provision of services or products by us.

The information is current as at the date of publication but is subject to change without notice. Some of the information contained herein including any expression of opinion or forecast has been obtained from or is based on sources believed by us to be reliable. The information is given on the understanding that any person who acts upon it or otherwise changes his or her position in reliance thereon does so entirely at his or her own risk without liability on our part.

Investment involves risks. The fund does not give any guarantees. Past performance is not a reliable indicator of its future performance. Value of investments can go down as well as up. Prior to investing, please refer to the Explanatory Memorandum of the fund for details including risk factors.

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You should ensure you fully understand the risks associated with the investment and should also consider your own investment objective and risk tolerance.

If you have any queries, please contact your financial advisor and seek professional advice. Nothing on this website constitutes a distribution solicitation, invitation, recommendation or offer to purchase a product offered by ZEAL or any ZEAL funds or as the basis for any investment decision.

We reserve the rights to change, modify, add to, or remove portions of these terms of use at any time. ZEAL does not accept responsibility for any interference or damage to your own computer system, the records stored thereon or those of any other person, which arises in connection with your use of this website or any linked website.For the purposes of section aa disclaimer shall be a qualified disclaimer only if it satisfies the requirements of this section.

In general, to be a qualified disclaimer. A disclaimer is a qualified disclaimer only if it is in writing. The writing must identify the interest in property disclaimed and be signed either by the disclaimant or by the disclaimant's legal representative.

1 disclaimer 2 introduction

The writing described in paragraph b 1 of this section must be delivered to the transferor of the interestthe transferor's legal representative, the holder of the legal title to the property to which the interest relates, or the person in possession of such property. A disclaimer is a qualified disclaimer only if the writing described in paragraph b 1 of this section is delivered to the persons described in paragraph b 2 of this section no later than the date which is 9 months after the later of.

See paragraph d 3 of this section for rules applicable to the exception for individuals under 21 years of age. With respect to inter vivos transfers, a transfer creating an interest occurs when there is a completed gift for Federal gift tax purposes regardless of whether a gift tax is imposed on the completed gift.

Thus, gifts qualifying for the gift tax annual exclusion under section b are regarded as transfers creating an interest for this purpose. With respect to transfers made by a decedent at death or transfers that become irrevocable at death, the transfer creating the interest occurs on the date of the decedent's death, even if an estate tax is not imposed on the transfer. For example, a bequest of foreign-situs property by a nonresident alien decedent is regarded as a transfer creating an interest in property even if the transfer would not be subject to estate tax.

If there is a transfer creating an interest in property during the transferor's lifetime and such interest is later included in the transferor's gross estate for estate tax purposes or would have been included if such interest were subject to estate taxthe 9-month period for making the qualified disclaimer is determined with reference to the earlier transfer creating the interest.

In the case of a general power of appointment, the holder of the power has a 9-month period after the transfer creating the power in which to disclaim. If a person to whom any interest in property passes by reason of the exercise, release, or lapse of a general power desires to make a qualified disclaimer, the disclaimer must be made within a 9-month period after the exercise, release, or lapse regardless of whether the exercise, release, or lapse is subject to estate or gift tax.

In the case of a nongeneral power of appointment, the holder of the power, permissible appointees, or takers in default of appointment must disclaim within a 9-month period after the original transfer that created or authorized the creation of the power.

If the transfer is for the life of an income beneficiary with succeeding interests to other persons, both the life tenant and the other remaindermen, whether their interests are vested or contingent, must disclaim no later than 9 months after the original transfer creating an interest.

In the case of a remainder interest in property which an executor elects to treat as qualified terminable interest property under section b 7the remainderman must disclaim within 9 months of the transfer creating the interestrather than 9 months from the date such interest is subject to tax under section or A person who receives an interest in property as the result of a qualified disclaimer of the interest must disclaim the previously disclaimed interest no later than 9 months after the date of the transfer creating the interest in the preceding disclaimant.

Thus, if A were to make a qualified disclaimer of a specific bequest and as a result of the qualified disclaimer the property passed as part of the residue, the beneficiary of the residue could make a qualified disclaimer no later than 9 months after the date of the testator's death. See paragraph d 3 of this section for the time limitation rule with reference to recipients who are under 21 years of age.

Except as provided in paragraph c 4 iii of this section with respect to joint bank, brokerage, and other investment accountsin the case of an interest in a joint tenancy with right of survivorship or a tenancy by the entirety, a qualified disclaimer of the interest to which the disclaimant succeeds upon creation of the tenancy must be made no later than 9 months after the creation of the tenancy regardless of whether such interest can be unilaterally severed under local law.

A qualified disclaimer of the survivorship interest to which the survivor succeeds by operation of law upon the death of the first joint tenant to die must be made no later than 9 months after the death of the first joint tenant to die regardless of whether such interest can be unilaterally severed under local law and, except as provided in paragraph c 4 ii of this section with respect to certain tenancies created on or after July 14,such interest is deemed to be a one-half interest in the property.It is a recompilation of the band's first album, Disclaimerfrom Although the 12 tracks from the original album are present, they have been slightly remixed and differ from the original.

Also, the majority of the remixed tracks feature additional lead guitar melodies with the addition of a permanent lead guitarist to the band's line-up prior to the release of the album.

This is also the first Seether album to feature contributions from their current drummer John Humphrey. In Europethe album includes four tracks more than its predecessor; in the United Statesthe album has eight extra tracks, some of which had been previously released on soundtracks, such as "Hang On," which had been featured on the Daredevil soundtrack and "Out of My Way," which had been featured on the soundtrack to the horror film Freddy vs.

A primary reason for the reworking of Disclaimer was the popularity of " Broken. This new version was originally featured on the Punisher soundtrack and had an accompanying music video. Both the US and European releases include the new rendition of "Broken," and Disclaimer II subsequently became Seether's most successful album commercially.

The song "Take Me Away" is an acoustic version of a track from their first independent album originally as Saron GasFragile The idea of releasing Disclaimer II was a record label decision. Shaun Morgan didn't want to include the new version of " Broken " with Amy Lee on the first album, because he thought the first album was finished. Eventually, the band and the label came to a compromise; they recorded extra tracks for the album, as they wanted to include it as a bonus CD.

Instead, the label discontinued the first barcode on the first album which is why Disclaimer II is considered Seether's second album and they had to add the new version of "Broken", as it was part of the deal. All songs written by Shaun Morgan and Dale Stewart. From Wikipedia, the free encyclopedia. Post-grunge alternative metal nu metal [1].

Jay Baumgardner Bob Marlette. Archived from the original on Ultimate Guitar Archive. The Official Charts Company. Australian Recording Industry Association. Archived from the original on 10 August Music Canada. Recording Industry Association of America. One Cold Night.One of the great things about living in the internet age is the ease with which anyone can start their own website.

You don't need to have the backing of a large corporate to get up and running on the web — any individual with internet access can have a site live online in just minutes. For those with an entrepreneurial spirit, this is a great thing indeed. If you would like to start your own business, a website provides you with access to millions of potential customers for a very small investment.

To have your own site which offers information, goods, or services to the public, you only need to invest a bit of your time along with a small amount of money for hosting and a domain name. While technology has made it easier than ever before to get into business for yourself, there are some issues that you need to watch out for if you wish to prosper in the long run.

As is the case with any business, online or offline, there are potential legal problems that need to be avoided. When someone uses your website, you are offering them information of some kind. If that information should prove to be inaccurate or otherwise damaging in some way, you could find yourself facing a lawsuit. It should go without saying that all business owners would like to avoid any potential legal issues if at all possible. It is with that background that we are going to move into the topic of disclaimers.

If you own and operate a blog or any other website, you should strongly consider adding a disclaimer that can work to potentially shield you from some form of legal liability.

By the end of this article, we hope that you will clearly understand the vital need for an accurate, appropriate disclaimer on your website. Expert tip: Take the hassle of writing your own disclaimer away with our disclaimer generator.

It will save you hours of work and possible costly legal mistakes. A disclaimer is a notice which is placed on your website in an effort to limit your liability for the outcome of the use of your site. Even if you haven't thought much about them previously, you have certainly seen disclaimers all over the web.

Nearly every website has one in place, and you should as well. While a disclaimer certainly can't rule out the possibility of legal action taking place at some point in the future, it can go a long way toward protecting your best interests. So what kinds of website elements can be covered by a disclaimer? The content on your website is usually the first place to start. Even if you make every effort to confirm the accuracy of the information you have placed on your site, it is always possible that some of the information on your pages may be inaccurate.

If a website user can prove that this incorrect information has harmed them in some way, you could potentially be found liable in court.Unlike its historical predecessor, Statement on Auditing Standards No. Define Scope : Right out of the gate, one of the most fundamentally important initiatives to tackle for SOC compliance is identifying, assessing, and confirming audit boundaries — the processes, systems, people and locations that will be assessed for compliance.

Talk to the experts today at NDNB about performing a SOC audit and how we can correctly plan the entire engagement from beginning to end. To learn more about NDNB's wide range of reporting services and our competitive, fixed-fee pricing, contact Christopher G.

Nickell, CPA, atext. You need JavaScript enabled to view it. How about learning more about internal control deficiencies that require immediate attention, such as missing policies and procedures or incorrectly configured information systems?

When performed by competent and knowledgeable personnel — such as NDNB — a readiness assessment becomes an incredibly valuable and useful tool for helping businesses achieve their regulatory compliance goals. Specifically, policies and procedures, the essential documents that tell auditors how an organization performs its daily operational and I. Problem is that most service organizations are woefully lacking such documentation, ultimately requiring exhaustive efforts in correcting such gaps and deficiencies.

Along with documentation needs, many service organizations will also need to perform various activities relating to system configuration enhancements, such as improving password complexity rules, creating more rigid firewall configuration rules, and much more.

Just remember that there are two 2 forms of essential remediation that almost always must be performed: 1. Developing information security documentation, and 2 undertaking necessary initiatives for ensuring all critical information systems are safe and secure. NDNB offers comprehensive assistance with both policy creation and system enhancement initiatives, so contact us today to learn more about our services and solutions.

Contact Christopher G. Furthermore, do they offer fixed-fee services and discounts for multi-year offerings? Nickell, CPA, as he can be contacted atext. Additionally, though there are a number of defining elements in helping shape and mold the new SOC framework, it is important to note that each of the three 3 tiers of this framework are aimed at very specific needs and reporting requirements for service organizations themselves.

We operate in a business environment which is in a state of constant evolution, one that has seen an exponential growth in outsourcing coupled with increasing demands for assurances from the very organizations that are performing critical functions for other entities i.

As such, the following SOC reports are aimed at service organizations throughout a wide range of industries and business sectors:. SOC 2 Reports: Reporting on controls relevant to security, availability, processing integrity, confidentiality, or privacy.

Nickell, CPA. He can be contacted atext. Audit Overview. SOC Services. Back SOC 1 Services. Back SOC 2 Services. Back SOC 3 Services. Other Services. White Papers.Disclaimers are common defense measures that companies use to protect themselves against legal claims. If you need one for your website or online business, use our free disclaimer templates, or create your own with our fast and easy disclaimer generator.

Expand the component to view our basic website disclaimer template, or click the button below to download our library of disclaimer templates in Microsoft Word and PDF formats.

Using the template is simple — just copy and paste the sample disclaimer text into the HTML of your site. Our disclaimer templates are designed to offer legal protection for websites in the US and Canada, as well as those globally — from the UK, all the way to Australia and South Africa.

1 disclaimer 2 introduction

A disclaimer is an official statement that protects your business from legal liability. Your disclaimer policy functions as a warning sign when users visit your blog or site.

1 disclaimer 2 introduction

It notifies readers that your advice, products, or services may harm them, and that you cannot be held responsible. Some types of disclaimers also discourage users from stealing your website content, and protect your intellectual property. A disclaimer can be included in several places on your site. Many businesses create a separate disclaimer page for their website, which they link to in their homepage footer.

1 disclaimer 2 introduction

Others add the full disclaimer to their terms and conditions. Because disclaimers operate as a legal safeguard, they should be visible and accessible to users. If they are difficult to find, or are deceptively placed on a webpage, there could be legal repercussions. To protect your website from liabilities, remember to also include a terms and conditions agreement and a privacy policy on your site, so that users are aware of your guidelines and data collection practices.

If your online business offers advice, products, or services to users, then you should have a disclaimer as legal protection. There are many types of disclaimers, and they all protect your site in different ways. To determine which one is appropriate for you, read about the four most common types of disclaimers used on the internet:.

Inthe Federal Trade Commission FTC released its Guides Concerning the Use of Endorsements and Testimonials in Advertisingwhich declares that any website that uses reviews, rankings, or testimonials to promote products must use a disclaimer to tell customers if they receive compensation to do so.

Disclaimer Template: Examples and How to Write

This includes the Amazon affiliate disclosurewhich is required by the Amazon Associates program, one of the most popular affiliate programs on the internet. If you operate a legal site, there are six important disclaimers you need to include to conform with the law and protect yourself from liabilities or misconceptions.

Medical Advice Disclaimer Online businesses or apps that offer medical advice such as a health website need to notify users that the information contained on the site is intended for educational purposes only, and should not be substituted for medical advice from a doctor or healthcare provider. If this applies to you, your medical disclaimer should also clarify that using your site or application does not establish a doctor—patient relationship.

Professional blogs or professional service platforms need to clarify that the advice and information on their pages is for educational purposes only. If you manufacture or sell products, you should use a product disclaimer to clear your company of any blame in the event that a customer is injured using your product. When writing a disclaimer, the information, products, or services that you provide will determine your disclaimer format and what topics you need to cover.

In addition to these key clauses, your disclaimer should be written in clear language that the average user can understand. Dividing your disclaimer into sections makes it more accessible for users. Here are some good disclaimer examples from prominent websites, apps, and online businesses:. Supplement and marketing company Herbalife includes its website disclaimer in its terms of use, and also provides users with its weight loss, product, and income disclaimers as a PDF.


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